Insurtech solution
Insurtech
Solution
objective
objective
Through the calculation of mental health risk
we improve the loss ratio of insurance companies and expand coverage
Through the calculation of mental health risk
we improve the insurance company’s loss ratio and expand coverage
The current insurance does not adequately reflect the risk of mental health and the risk of physical illness resulting from it.
By quantitatively and objectively analyzing mental health status and reflecting it in actuarial and underwriting,
the goal is to improve the insurer's loss ratio and expand coverage for those with mental illnesses.
The current insurance does not adequately reflect the risk of mental health issues and the risk of physical diseases resulting from them.
By quantitatively and objectively analyzing mental health status and reflecting it in actuarial and underwriting processes, we aim to improve the loss ratio of insurance companies and expand coverage for individuals with mental illnesses.
SOLUTION
SOLUTION
We provide suitable solutions for each insurance company's value chain
Product Development
AI-based insurance product development algorithm development
Product Development
AI-based insurance product development algorithm development
Actuarial
Development of an insurance risk calculation algorithm based on mental health risk levels
Development of an insurance risk calculation algorithm based on mental health risk levels
Customer management
Development of personalized AI-health coaching algorithms that existing insurance companies cannot provide.
Development of personalized AI-health coaching algorithms that existing insurance companies cannot provide.
Billing
Development of innovative insurance risk management model design and review techniques that integrate medical expertise and the latest AI technology.
Billing
Development of innovative insurance risk management model design and review techniques that integrate medical expertise and the latest AI technology.
Underwriting
Advancing individual discount rate calculation models through various learning methods.
Advancing individual discount rate calculation models through various learning methods.